{"schema_version":"secwatch.filing_event.v1","accession":"0001519401-26-000007","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2026-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.408071+00:00","generated_at":"2026-05-15T01:45:44.196241+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Regional Management Q1 net income $11.4M, diluted EPS $1.18 (+69% YoY); declares $0.30 dividend","bullets":["Net income $11.4M, diluted EPS $1.18 (up 69% YoY).","Record first-quarter revenue $167.3M (+9.4% YoY) on portfolio growth to $2.1B (+11.3% YoY).","Operating expense ratio improved to 12.2% (all-time best, down 180 bps YoY).","Declared $0.30/share quarterly dividend, payable June 10, 2026.","Repurchased 207,975 shares at ~$36.06/share in Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0001519401-26-000007","json":"https://secwatch.observer/filing/0001519401-26-000007.json","markdown":"https://secwatch.observer/filing/0001519401-26-000007.md","text":"https://secwatch.observer/filing/0001519401-26-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000151940126000007/0001519401-26-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000151940126000007/rm-20260429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:45:44.196241+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8bd3aedd1bdba7630b5d72f9cde2de57fb8990b7","claim":"Regional Management Corp. reported first quarter ended March 31, 2026 results: revenue $167.3 million, net income $11.4 million, EPS $1.18.","evidence_excerpt":"or 5.9%, from the prior-year period and represented 24.4% of the total loan portfolio, compared to 28.8% in the prior-year period. • Record first quarter total revenue of $167.3 million, an increase of $14.3 million, or 9.4%, from the prior-year period, primarily due to growth in average net finance receivables. o Total revenue yield (annualized total revenue as","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1519401/000151940126000007/0001519401-26-000007-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$167.3 million"},{"label":"Net income","value":"$11.4 million"},{"label":"EPS","value":"$1.18"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}