---
schema_version: "secwatch.filing_event.v1"
accession: "0001519401-26-000007"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2026-04-29T23:59:59+00:00"
generated_at: "2026-05-15T01:45:44.196241+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Regional Management Q1 net income $11.4M, diluted EPS $1.18 (+69% YoY); declares $0.30 dividend

## Summary
- Net income $11.4M, diluted EPS $1.18 (up 69% YoY).
- Record first-quarter revenue $167.3M (+9.4% YoY) on portfolio growth to $2.1B (+11.3% YoY).
- Operating expense ratio improved to 12.2% (all-time best, down 180 bps YoY).
- Declared $0.30/share quarterly dividend, payable June 10, 2026.
- Repurchased 207,975 shares at ~$36.06/share in Q1.

## SEC filing metadata
- accession: 0001519401-26-000007
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2026-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000151940126000007/0001519401-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000151940126000007/rm-20260429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001519401-26-000007
- JSON: https://secwatch.observer/filing/0001519401-26-000007.json
- Plain text: https://secwatch.observer/filing/0001519401-26-000007.txt

## Key facts
- Earnings Releases
  Regional Management Corp. reported first quarter ended March 31, 2026 results: revenue $167.3 million, net income $11.4 million, EPS $1.18.
  - Period: first quarter ended March 31, 2026
  - Revenue: $167.3 million
  - Net income: $11.4 million
  - EPS: $1.18
  - Result: reported results
  source text: or 5.9%, from the prior-year period and represented 24.4% of the total loan portfolio, compared to 28.8% in the prior-year period. • Record first quarter total revenue of $167.3 million, an increase of $14.3 million, or 9.4%, from the prior-year period, primarily due to growth in average net finance receivables. o Total revenue yield (annualized total revenue as
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519401/000151940126000007/0001519401-26-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.