---
schema_version: "secwatch.filing_event.v1"
accession: "0001519449-23-000006"
form_type: "8-K"
ticker: "SKWD"
cik: "0001519449"
company_name: "Skyward Specialty Insurance Group, Inc."
filed_at: "2023-02-28T23:59:59+00:00"
generated_at: "2026-06-18T21:58:17.161200+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Skyward Specialty Q4 net income $20.4M ($0.63/dil) vs $1.3M YoY; combined ratio improves to 92.4%

## Summary
- Q4 net income $20.4M ($0.63/dil) vs $1.3M ($0.04) YoY; adjusted op. income $11.6M ($0.36/dil) vs $7.6M ($0.23).
- Gross written premiums up 18.1% in Q4; continuing business grew 21.4%.
- Q4 combined ratio 92.4% vs 106.8% YoY; adjusted combined ratio 92.8% vs 94.8%.
- FY 2022 net income $49.6M ($1.53/dil) vs $0.5M ($0.02); adjusted op. income $43.8M ($1.35/dil).
- Net investment income up 30.6% to $5.3M in Q4.

## SEC filing metadata
- accession: 0001519449-23-000006
- form_type: 8-K
- ticker: SKWD
- cik: 0001519449
- company_name: Skyward Specialty Insurance Group, Inc.
- filed_at: 2023-02-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519449/000151944923000006/0001519449-23-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519449/000151944923000006/skwd-20230228.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001519449-23-000006
- JSON: https://secwatch.observer/filing/0001519449-23-000006.json
- Plain text: https://secwatch.observer/filing/0001519449-23-000006.txt

## Key facts
- Earnings Releases
  Skyward Specialty Insurance Group, Inc. reported the quarter ended December 31, 2022 results: net income $20.4 million, EPS $0.63 per diluted share.
  - Period: the quarter ended December 31, 2022
  - Net income: $20.4 million
  - EPS: $0.63 per diluted share
  - Result: reported results
  source text: Skyward Specialty Insurance Group, Inc. (Nasdaq: SKWD) (“Skyward Specialty” or the “Company”) today reported fourth quarter 2022 net income of $20.4 million, or $0.63 per diluted share, compared to $1.3 million, or $0.04 per diluted share, for the same 2021 period.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519449/000151944923000006/0001519449-23-000006-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.