{"schema_version":"secwatch.filing_event.v1","accession":"0001519449-23-000034","form_type":"8-K","ticker":"SKWD","cik":"0001519449","company_name":"Skyward Specialty Insurance Group, Inc.","filed_at":"2023-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.347283+00:00","generated_at":"2026-06-08T19:50:13.941879+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Skyward Specialty Q3 net income $21.7M vs loss; combined ratio improves to 90.2%","bullets":["Net income $21.7M ($0.57 diluted EPS) vs net loss $2.4M ($0.15 loss) in Q3 2022.","Adjusted operating income $25.0M ($0.65 diluted) vs $10.7M ($0.33) YoY.","Gross written premiums +31.6%; combined ratio 90.2% vs 99.8% last year.","Underwriting income $22.3M vs $0.3M; cat loss ratio improved to 0.4% from 2.8%.","Annualized ROE 16.4% vs (2.3)%; annualized ROTE 19.7% vs (3.0)%."],"urls":{"canonical":"https://secwatch.observer/filing/0001519449-23-000034","json":"https://secwatch.observer/filing/0001519449-23-000034.json","markdown":"https://secwatch.observer/filing/0001519449-23-000034.md","text":"https://secwatch.observer/filing/0001519449-23-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519449/000151944923000034/0001519449-23-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519449/000151944923000034/skwd-20231106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T19:50:13.941879+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"63598772b50ccfcc40025b0e75820f2dee3b4c28","claim":"Skyward Specialty Insurance Group, Inc. reported third quarter 2023 results: net income $21.7 million, EPS $0.57 per diluted share.","evidence_excerpt":"Skyward Specialty Insurance Group, Inc. (Nasdaq: SKWD) (“Skyward Specialty” or the “Company”) today reported third quarter 2023 net income of $21.7 million, or $0.57 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1519449/000151944923000034/0001519449-23-000034-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter 2023"},{"label":"Net income","value":"$21.7 million"},{"label":"EPS","value":"$0.57 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}