{"schema_version":"secwatch.filing_event.v1","accession":"0001519449-24-000004","form_type":"8-K","ticker":"SKWD","cik":"0001519449","company_name":"Skyward Specialty Insurance Group, Inc.","filed_at":"2024-02-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.472320+00:00","generated_at":"2026-06-05T23:02:04.844684+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Skyward Specialty Q4 net income $29.3M ($0.74 EPS); full-year $86.0M; premiums up 21.4%","bullets":["Q4 net income $29.3M (diluted EPS $0.74) vs $20.4M ($0.63) YoY; adjusted operating income $24.3M ($0.61) vs $11.6M ($0.36).","Full-year net income $86.0M ($2.24) vs $39.4M ($1.21); adjusted operating income $80.8M ($2.11) vs $58.6M ($1.79).","Gross written premiums grew 21.4%; underwriting income $21.0M (vs $12.8M); combined ratio improved to 90.7% from 92.4%.","ROE 15.9% vs 9.3%; ROE on tangible equity 19.0% vs 11.8%; cat loss ratio 0.4% (vs 1.2%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001519449-24-000004","json":"https://secwatch.observer/filing/0001519449-24-000004.json","markdown":"https://secwatch.observer/filing/0001519449-24-000004.md","text":"https://secwatch.observer/filing/0001519449-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519449/000151944924000004/0001519449-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519449/000151944924000004/skwd-20240220.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T23:02:04.844684+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dafa5edcda44df285736243606c0ff85d59a3aa5","claim":"Skyward Specialty Insurance Group, Inc. reported for the quarter and fiscal year ended December 31, 2023 results: net income Net income for the year ended 2023 was $86.0 million, EPS Net income for the year ended 2023 was $2.24 per diluted share.","evidence_excerpt":"Skyward Specialty Insurance Group Reports Fourth Quarter 2023 Results Houston, TX – February 20, 2024 – Skyward Specialty Insurance Group, Inc. TM (Nasdaq: SKWD) (“Skyward Specialty” or the “Company”) today reported fourth quarter 2023 net income of $29.3 million, or $0.74 per diluted share, compared to $20.4 million, or $0.63 per diluted share, for the same 2022 period. Net income for the year ended 2023 was $86.0 million, or $2.24 per diluted share, compared to $39.4 million, or $1.21 per diluted share, for the same 2022 period.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1519449/000151944924000004/0001519449-24-000004-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter and fiscal year ended December 31, 2023"},{"label":"Net income","value":"Net income for the year ended 2023 was $86.0 million"},{"label":"EPS","value":"Net income for the year ended 2023 was $2.24 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}