---
schema_version: "secwatch.filing_event.v1"
accession: "0001519449-24-000004"
form_type: "8-K"
ticker: "SKWD"
cik: "0001519449"
company_name: "Skyward Specialty Insurance Group, Inc."
filed_at: "2024-02-20T23:59:59+00:00"
generated_at: "2026-06-05T23:02:04.844684+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Skyward Specialty Q4 net income $29.3M ($0.74 EPS); full-year $86.0M; premiums up 21.4%

## Summary
- Q4 net income $29.3M (diluted EPS $0.74) vs $20.4M ($0.63) YoY; adjusted operating income $24.3M ($0.61) vs $11.6M ($0.36).
- Full-year net income $86.0M ($2.24) vs $39.4M ($1.21); adjusted operating income $80.8M ($2.11) vs $58.6M ($1.79).
- Gross written premiums grew 21.4%; underwriting income $21.0M (vs $12.8M); combined ratio improved to 90.7% from 92.4%.
- ROE 15.9% vs 9.3%; ROE on tangible equity 19.0% vs 11.8%; cat loss ratio 0.4% (vs 1.2%).

## SEC filing metadata
- accession: 0001519449-24-000004
- form_type: 8-K
- ticker: SKWD
- cik: 0001519449
- company_name: Skyward Specialty Insurance Group, Inc.
- filed_at: 2024-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519449/000151944924000004/0001519449-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519449/000151944924000004/skwd-20240220.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001519449-24-000004
- JSON: https://secwatch.observer/filing/0001519449-24-000004.json
- Plain text: https://secwatch.observer/filing/0001519449-24-000004.txt

## Key facts
- Earnings Releases
  Skyward Specialty Insurance Group, Inc. reported for the quarter and fiscal year ended December 31, 2023 results: net income Net income for the year ended 2023 was $86.0 million, EPS Net income for the year ended 2023 was $2.24 per diluted share.
  - Period: for the quarter and fiscal year ended December 31, 2023
  - Net income: Net income for the year ended 2023 was $86.0 million
  - EPS: Net income for the year ended 2023 was $2.24 per diluted share
  - Result: reported results
  source text: Skyward Specialty Insurance Group Reports Fourth Quarter 2023 Results Houston, TX – February 20, 2024 – Skyward Specialty Insurance Group, Inc. TM (Nasdaq: SKWD) (“Skyward Specialty” or the “Company”) today reported fourth quarter 2023 net income of $29.3 million, or $0.74 per diluted share, compared to $20.4 million, or $0.63 per diluted share, for the same 2022 period. Net income for the year ended 2023 was $86.0 million, or $2.24 per diluted share, compared to $39.4 million, or $1.21 per diluted share, for the same 2022 period.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519449/000151944924000004/0001519449-24-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.