---
schema_version: "secwatch.filing_event.v1"
accession: "0001519449-24-000031"
form_type: "8-K"
ticker: "SKWD"
cik: "0001519449"
company_name: "Skyward Specialty Insurance Group, Inc."
filed_at: "2024-08-05T23:59:59+00:00"
generated_at: "2026-05-31T13:06:00.318236+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Skyward Specialty Q2 net income $31.0M ($0.75 EPS) vs $19.5M YoY; adj. op. income $33.1M

## Summary
- Q2 net income $31.0M ($0.75 diluted EPS) vs $19.5M ($0.51) YoY; adjusted operating income $33.1M ($0.80) vs $16.0M ($0.42).
- Gross written premiums up 17.6% YoY; combined ratio improved to 90.7% from 92.0%.
- Cat loss and LAE ratio reduced to 1.2% from 3.5% in prior-year quarter.
- Annualized return on tangible equity 22.4% through H1 2024 vs 18.3% year ago.
- Annualized return on equity 19.6% through H1 2024 vs 14.8% for H1 2023.

## SEC filing metadata
- accession: 0001519449-24-000031
- form_type: 8-K
- ticker: SKWD
- cik: 0001519449
- company_name: Skyward Specialty Insurance Group, Inc.
- filed_at: 2024-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519449/000151944924000031/0001519449-24-000031-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519449/000151944924000031/skwd-20240805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001519449-24-000031
- JSON: https://secwatch.observer/filing/0001519449-24-000031.json
- Plain text: https://secwatch.observer/filing/0001519449-24-000031.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.