{"schema_version":"secwatch.filing_event.v1","accession":"0001519449-25-000003","form_type":"8-K","ticker":"SKWD","cik":"0001519449","company_name":"Skyward Specialty Insurance Group, Inc.","filed_at":"2025-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.870051+00:00","generated_at":"2026-05-27T02:36:48.186582+00:00","sec_items":["1.01","1.02","2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Skyward Specialty commutes LPT, reports preliminary Q4 GWP up 21%, net income $14.4M; provides 2025 guidance","bullets":["Commuted LPT with R&Q Re, received $11.7M cash; strengthened reserves $25.3M, recognized $9.8M uncollectible reinsurance recoverable (net of tax).","Preliminary Q4 2024: gross written premiums $388.4M (+20.8% YoY), adjusted combined ratio 91.6% (incl. 2.2 pts catastrophe).","Q4 net investment income $20.7M; net income $14.4M; adjusted operating income $33.2M.","2025 guidance: net income $138M-$150M, combined ratio 91%-92% (incl. 2.0-2.5 pts catastrophe)."],"urls":{"canonical":"https://secwatch.observer/filing/0001519449-25-000003","json":"https://secwatch.observer/filing/0001519449-25-000003.json","markdown":"https://secwatch.observer/filing/0001519449-25-000003.md","text":"https://secwatch.observer/filing/0001519449-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519449/000151944925000003/0001519449-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519449/000151944925000003/skwd-20250205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T02:36:48.186582+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}