---
schema_version: "secwatch.filing_event.v1"
accession: "0001519449-25-000005"
form_type: "8-K"
ticker: "SKWD"
cik: "0001519449"
company_name: "Skyward Specialty Insurance Group, Inc."
filed_at: "2025-02-25T23:59:59+00:00"
generated_at: "2026-05-26T04:44:28.544866+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Skyward Specialty Q4 adjusted EPS $0.80, gross premiums +20.8%, book value +18%

## Summary
- Net income $14.4M ($0.35 diluted EPS) vs $29.3M ($0.74) a year ago.
- Adjusted operating income $33.2M ($0.80 diluted EPS) vs $24.3M ($0.61).
- Gross written premiums $388.4M, up 20.8% YoY; adjusted combined ratio 91.6% (cat losses 2.2 pts).
- Book value per share $19.79, up 18% vs Dec 2023; full-year adj. ROE 17.4% vs 14.9%.

## SEC filing metadata
- accession: 0001519449-25-000005
- form_type: 8-K
- ticker: SKWD
- cik: 0001519449
- company_name: Skyward Specialty Insurance Group, Inc.
- filed_at: 2025-02-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519449/000151944925000005/0001519449-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519449/000151944925000005/skwd-20250225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001519449-25-000005
- JSON: https://secwatch.observer/filing/0001519449-25-000005.json
- Plain text: https://secwatch.observer/filing/0001519449-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.