---
schema_version: "secwatch.filing_event.v1"
accession: "0001519449-25-000053"
form_type: "8-K"
ticker: "SKWD"
cik: "0001519449"
company_name: "Skyward Specialty Insurance Group, Inc."
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:38:25.814437+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Skyward Specialty Q3 net income $45.9M ($1.10 EPS); premiums jump 51.6%

## Summary
- Net income of $45.9M ($1.10 diluted EPS) vs $36.7M ($0.89) in Q3 2024.
- Adjusted operating income of $44.0M ($1.05 diluted EPS) vs $29.4M ($0.71) a year ago.
- Gross written premiums of $606.5M, up 51.6% YoY; combined ratio 89.2%.
- Ex-Cat combined ratio 88.6%; annualized ROE 19.3% for nine months.
- Book value per share $23.75, up 20% from Dec 31, 2024.

## SEC filing metadata
- accession: 0001519449-25-000053
- form_type: 8-K
- ticker: SKWD
- cik: 0001519449
- company_name: Skyward Specialty Insurance Group, Inc.
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519449/000151944925000053/0001519449-25-000053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519449/000151944925000053/skwd-20251029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001519449-25-000053
- JSON: https://secwatch.observer/filing/0001519449-25-000053.json
- Plain text: https://secwatch.observer/filing/0001519449-25-000053.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.