{"schema_version":"secwatch.filing_event.v1","accession":"0001519449-26-000005","form_type":"8-K","ticker":"SKWD","cik":"0001519449","company_name":"Skyward Specialty Insurance Group, Inc.","filed_at":"2026-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.303101+00:00","generated_at":"2026-05-16T01:08:13.406349+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Skyward Specialty Q4 net income $43.2M ($1.03 EPS) vs $14.4M; gross premiums up 13.2%","bullets":["Net income of $43.2M ($1.03 diluted EPS) vs $14.4M ($0.35) in Q4 2024; full-year net income $170.0M ($4.07) vs $118.8M ($2.87).","Adjusted operating income $48.9M ($1.17 diluted) vs $33.2M ($0.80) in prior-year quarter.","Gross written premiums $439.5M, up 13.2% year-over-year.","Combined ratio of 88.5%; ex-cat combined ratio of 87.7%; full-year ROE of 18.9%.","Book value per share $24.92, up 26% from December 31, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001519449-26-000005","json":"https://secwatch.observer/filing/0001519449-26-000005.json","markdown":"https://secwatch.observer/filing/0001519449-26-000005.md","text":"https://secwatch.observer/filing/0001519449-26-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519449/000151944926000005/0001519449-26-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519449/000151944926000005/skwd-20260223.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:08:13.406349+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}