{"schema_version":"secwatch.filing_event.v1","accession":"0001521951-23-000060","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.182900+00:00","generated_at":"2026-06-13T00:24:47.865094+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Business Bank Q2 2023 EPS $0.98, down 24% YoY; loan growth robust","bullets":["Net income available to common $8.1M ($0.98 diluted EPS) vs $10.96M ($1.29) Q2 2022.","Loans grew $135.2M (+21.3% annualized QoQ); total deposits up 35.3% YoY.","NIM 3.81%, up 10 bps YoY; PTPP income rose 24.2% YoY to $13.5M.","NPAs jumped to $15.8M from $3.5M linked Q due to one ABL default; no expected loss.","Tangible book value per share $29.89, up 12.3% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001521951-23-000060","json":"https://secwatch.observer/filing/0001521951-23-000060.json","markdown":"https://secwatch.observer/filing/0001521951-23-000060.md","text":"https://secwatch.observer/filing/0001521951-23-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000060/0001521951-23-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000060/fbiz-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:24:47.865094+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c7c330ede2dae615b66e33a5cdd9ea4cf3708197","claim":"FIRST BUSINESS FINANCIAL SERVICES, INC. reported the quarter ended June 30, 2023 results: net income $8.1 million, EPS $0.98 diluted earnings per share.","evidence_excerpt":"First Business Financial Services, Inc. (the “Company”, the “Bank”, or “First Business Bank”) (Nasdaq:FBIZ) reported quarterly net income available to common shareholders of $8.1 million, or $0.98 diluted earnings per share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000060/0001521951-23-000060-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$8.1 million"},{"label":"EPS","value":"$0.98 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}