{"schema_version":"secwatch.filing_event.v1","accession":"0001521951-23-000078","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.354374+00:00","generated_at":"2026-06-09T08:29:59.829170+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Business Bank Q3 net income $9.7M ($1.17 EPS); loans up 13.4% annualized","bullets":["Net income $9.7M vs $10.6M in Q3 2022; diluted EPS $1.17 vs $1.25.","Loans grew $89.4M (13.4% annualized) from Q2; in-market deposits up $115.5M (22.3%).","Net interest income $28.6M, up 3.1% linked quarter; adjusted NIM 3.66%, up 3 bps.","Pre-tax pre-provision income $14.1M, up 4.5% from Q2; tangible book value per share up 13% annualized.","Completed $15M subordinated debt offering; expects loan growth moderation in 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001521951-23-000078","json":"https://secwatch.observer/filing/0001521951-23-000078.json","markdown":"https://secwatch.observer/filing/0001521951-23-000078.md","text":"https://secwatch.observer/filing/0001521951-23-000078.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000078/0001521951-23-000078-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000078/fbiz-20231026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T08:29:59.829170+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"db576e642b34bc6152f35f976f0a57f4a86852da","claim":"FIRST BUSINESS FINANCIAL SERVICES, INC. reported the quarter ended September 30, 2023 results: net income $9.7 million, EPS $1.17 on a diluted basis.","evidence_excerpt":"First Business Financial Services, Inc. (the “Company”, the “Bank”, or “First Business Bank”) (Nasdaq:FBIZ) reported quarterly net income available to common shareholders of $9.7 million, or earnings per share of $1.17 on a diluted basis.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000078/0001521951-23-000078-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$9.7 million"},{"label":"EPS","value":"$1.17 on a diluted basis"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}