{"schema_version":"secwatch.filing_event.v1","accession":"0001521951-23-000080","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2023-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.354563+00:00","generated_at":"2026-06-09T06:58:29.931260+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FBIZ Q3 2023 EPS up 19% YoY; loans grow 18.6% YoY; adjusted NIM expands 3 bps to 3.66%","bullets":["EPS +19% YoY; net interest income +10.5% YoY; PTPP ROAA stable at 1.72%.","Loans grew 18.6% YoY (13.4% annualized QoQ); in-market deposits +13.5% YoY.","Adjusted net interest margin expanded 3 bps to 3.66% despite industry compression.","TBV per share +13.8% YoY; annualized dividend $0.79/share (yield 2.25%).","Non-performing assets low at 0.24% of assets (excl. one ABL credit); 95% of loans Category I."],"urls":{"canonical":"https://secwatch.observer/filing/0001521951-23-000080","json":"https://secwatch.observer/filing/0001521951-23-000080.json","markdown":"https://secwatch.observer/filing/0001521951-23-000080.md","text":"https://secwatch.observer/filing/0001521951-23-000080.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000080/0001521951-23-000080-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000152195123000080/fbiz-20231027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T06:58:29.931260+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}