{"schema_version":"secwatch.filing_event.v1","accession":"0001521951-24-000007","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2024-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.480419+00:00","generated_at":"2026-06-06T16:32:15.462743+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FBIZ Q4 2023 net income $9.6M; in-market deposits up 27%, loans up 13%","bullets":["Net income $9.6M; pre-tax pre-provision ROAA 1.77%; tangible book value per share +14% annualized.","In-market deposits grew 27.4% annualized from Q3 2023 and 19% from a year ago.","Loans grew 12.5% annualized from Q3 and 16.7% year-over-year; net interest margin 3.69%.","2019-2023 strategic plan goals largely achieved: ROACE 13.79% vs 13.5% target; fee income ratio 21.76%.","Non-performing assets 0.34% of total assets excluding one fully collateralized ABL loan; isolated transport sector weakness."],"urls":{"canonical":"https://secwatch.observer/filing/0001521951-24-000007","json":"https://secwatch.observer/filing/0001521951-24-000007.json","markdown":"https://secwatch.observer/filing/0001521951-24-000007.md","text":"https://secwatch.observer/filing/0001521951-24-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000152195124000007/0001521951-24-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000152195124000007/fbiz-20240126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T16:32:15.462743+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}