{"schema_version":"secwatch.filing_event.v1","accession":"0001522540-22-000036","form_type":"8-K","ticker":"MQ","cik":"0001522540","company_name":"Marqeta, Inc.","filed_at":"2022-08-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.010878+00:00","generated_at":"2026-06-24T01:24:15.923841+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Marqeta Q2 net revenue $187M (+53% YoY); gross margin 42% vs 38% year ago","bullets":["Total processing volume $40B, up 53% YoY.","Gross profit $78M (+66% YoY); gross margin improved to 42% from 38%.","GAAP net loss $45M ($0.08 per share) vs $68.6M loss ($0.29) a year ago.","Adjusted EBITDA loss $10M, narrowing from prior year.","Business updates: Western Union partnership in Europe, 40+ new credit APIs, Opal Plus transit program in Australia."],"urls":{"canonical":"https://secwatch.observer/filing/0001522540-22-000036","json":"https://secwatch.observer/filing/0001522540-22-000036.json","markdown":"https://secwatch.observer/filing/0001522540-22-000036.md","text":"https://secwatch.observer/filing/0001522540-22-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1522540/000152254022000036/0001522540-22-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1522540/000152254022000036/mq-20220810.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T01:24:15.923841+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}