{"schema_version":"secwatch.filing_event.v1","accession":"0001522540-25-000033","form_type":"8-K","ticker":"MQ","cik":"0001522540","company_name":"Marqeta, Inc.","filed_at":"2025-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.625138+00:00","generated_at":"2026-05-17T00:15:50.595723+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Marqeta Q3: Net revenue $163M (+28% YoY), TPV $98B (+33%), adjusted EBITDA $30M","bullets":["Net revenue $163.3M (+28% YoY); gross profit $114.6M (+27% YoY); gross margin 70%.","TPV $98B (+33% YoY); GAAP net loss $3.6M ($0.01 EPS) vs $28.6M loss ($0.06) prior year.","Adjusted EBITDA $30.0M; total operating expenses down 6% YoY to $124.9M.","Signed global Fortune 500 for supplier payments; expanded European credit program for SMB loyalty; deepened expense management customer in Europe."],"urls":{"canonical":"https://secwatch.observer/filing/0001522540-25-000033","json":"https://secwatch.observer/filing/0001522540-25-000033.json","markdown":"https://secwatch.observer/filing/0001522540-25-000033.md","text":"https://secwatch.observer/filing/0001522540-25-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1522540/000152254025000033/0001522540-25-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1522540/000152254025000033/mq-20251105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:15:50.595723+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}