---
schema_version: "secwatch.filing_event.v1"
accession: "0001522540-25-000033"
form_type: "8-K"
ticker: "MQ"
cik: "0001522540"
company_name: "Marqeta, Inc."
filed_at: "2025-11-05T23:59:59+00:00"
generated_at: "2026-05-17T00:15:50.595723+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Marqeta Q3: Net revenue $163M (+28% YoY), TPV $98B (+33%), adjusted EBITDA $30M

## Summary
- Net revenue $163.3M (+28% YoY); gross profit $114.6M (+27% YoY); gross margin 70%.
- TPV $98B (+33% YoY); GAAP net loss $3.6M ($0.01 EPS) vs $28.6M loss ($0.06) prior year.
- Adjusted EBITDA $30.0M; total operating expenses down 6% YoY to $124.9M.
- Signed global Fortune 500 for supplier payments; expanded European credit program for SMB loyalty; deepened expense management customer in Europe.

## SEC filing metadata
- accession: 0001522540-25-000033
- form_type: 8-K
- ticker: MQ
- cik: 0001522540
- company_name: Marqeta, Inc.
- filed_at: 2025-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1522540/000152254025000033/0001522540-25-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1522540/000152254025000033/mq-20251105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001522540-25-000033
- JSON: https://secwatch.observer/filing/0001522540-25-000033.json
- Plain text: https://secwatch.observer/filing/0001522540-25-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.