secwatch.observer — SEC 8-K summary
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Issuer:     Marqeta, Inc. (MQ)
CIK:        0001522540
Form:       8-K
Filed at:   2025-11-05T23:59:59+00:00
Accession:  0001522540-25-000033
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Marqeta Q3: Net revenue $163M (+28% YoY), TPV $98B (+33%), adjusted EBITDA $30M
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- Net revenue $163.3M (+28% YoY); gross profit $114.6M (+27% YoY); gross margin 70%.
- TPV $98B (+33% YoY); GAAP net loss $3.6M ($0.01 EPS) vs $28.6M loss ($0.06) prior year.
- Adjusted EBITDA $30.0M; total operating expenses down 6% YoY to $124.9M.
- Signed global Fortune 500 for supplier payments; expanded European credit program for SMB loyalty; deepened expense management customer in Europe.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1522540/000152254025000033/0001522540-25-000033-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1522540/000152254025000033/mq-20251105.htm
  HTML page:      https://secwatch.observer/filing/0001522540-25-000033

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer