{"schema_version":"secwatch.filing_event.v1","accession":"0001522540-26-000015","form_type":"8-K","ticker":"MQ","cik":"0001522540","company_name":"Marqeta, Inc.","filed_at":"2026-02-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.314644+00:00","generated_at":"2026-05-16T00:47:28.852457+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Marqeta Q4 TPV $109B (+36% YoY), Gross Profit $120M (+22%), Net Loss $1M","bullets":["Q4 TPV $109B (+36% YoY); Net Revenue $172M (+27%); Gross Profit $120M (+22%).","Q4 GAAP Net Loss narrowed to $1M from $27M a year ago; Adjusted EBITDA $31M.","Full year 2025 TPV $383B (+31%); Net Revenue $625M (+23%); Gross Profit $437M (+24%).","Full year GAAP Net Loss $14M vs prior-year net income $27M; Adjusted EBITDA $110M.","Business momentum: Uber UK driver funds access, Four Technologies onboarding, enhanced AI/ML risk product."],"urls":{"canonical":"https://secwatch.observer/filing/0001522540-26-000015","json":"https://secwatch.observer/filing/0001522540-26-000015.json","markdown":"https://secwatch.observer/filing/0001522540-26-000015.md","text":"https://secwatch.observer/filing/0001522540-26-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1522540/000152254026000015/0001522540-26-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1522540/000152254026000015/mq-20260224.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:47:28.852457+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}