---
schema_version: "secwatch.filing_event.v1"
accession: "0001522540-26-000015"
form_type: "8-K"
ticker: "MQ"
cik: "0001522540"
company_name: "Marqeta, Inc."
filed_at: "2026-02-24T23:59:59+00:00"
generated_at: "2026-05-16T00:47:28.852457+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Marqeta Q4 TPV $109B (+36% YoY), Gross Profit $120M (+22%), Net Loss $1M

## Summary
- Q4 TPV $109B (+36% YoY); Net Revenue $172M (+27%); Gross Profit $120M (+22%).
- Q4 GAAP Net Loss narrowed to $1M from $27M a year ago; Adjusted EBITDA $31M.
- Full year 2025 TPV $383B (+31%); Net Revenue $625M (+23%); Gross Profit $437M (+24%).
- Full year GAAP Net Loss $14M vs prior-year net income $27M; Adjusted EBITDA $110M.
- Business momentum: Uber UK driver funds access, Four Technologies onboarding, enhanced AI/ML risk product.

## SEC filing metadata
- accession: 0001522540-26-000015
- form_type: 8-K
- ticker: MQ
- cik: 0001522540
- company_name: Marqeta, Inc.
- filed_at: 2026-02-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1522540/000152254026000015/0001522540-26-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1522540/000152254026000015/mq-20260224.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001522540-26-000015
- JSON: https://secwatch.observer/filing/0001522540-26-000015.json
- Plain text: https://secwatch.observer/filing/0001522540-26-000015.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.