secwatch.observer — SEC 8-K summary
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Issuer:     Marqeta, Inc. (MQ)
CIK:        0001522540
Form:       8-K
Filed at:   2026-02-24T23:59:59+00:00
Accession:  0001522540-26-000015
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Marqeta Q4 TPV $109B (+36% YoY), Gross Profit $120M (+22%), Net Loss $1M
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- Q4 TPV $109B (+36% YoY); Net Revenue $172M (+27%); Gross Profit $120M (+22%).
- Q4 GAAP Net Loss narrowed to $1M from $27M a year ago; Adjusted EBITDA $31M.
- Full year 2025 TPV $383B (+31%); Net Revenue $625M (+23%); Gross Profit $437M (+24%).
- Full year GAAP Net Loss $14M vs prior-year net income $27M; Adjusted EBITDA $110M.
- Business momentum: Uber UK driver funds access, Four Technologies onboarding, enhanced AI/ML risk product.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1522540/000152254026000015/0001522540-26-000015-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1522540/000152254026000015/mq-20260224.htm
  HTML page:      https://secwatch.observer/filing/0001522540-26-000015

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer