{"schema_version":"secwatch.filing_event.v1","accession":"0001527541-23-000028","form_type":"8-K","ticker":"WHLR","cik":"0001527541","company_name":"Wheeler Real Estate Investment Trust, Inc.","filed_at":"2023-05-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.252485+00:00","generated_at":"2026-06-14T19:44:11.901999+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Wheeler REIT enters $53.07M term loan with Guggenheim at 6.24% fixed rate, matures 2033","bullets":["Loan principal $53,070,000 from Guggenheim Real Estate LLC; fixed rate 6.24% per annum.","Maturity date June 10, 2033; interest payable monthly starting July 10, 2023; principal amortization begins July 2028.","Proceeds used to refinance owned properties, pay expenses, fund reserves, and working capital.","Financial covenants: consolidated net worth >= $75M and minimum liquidity >= $6M for Operating Partnership guarantor.","Loan secured by mortgage-level collateral on multiple retail properties held by wholly owned subsidiaries."],"urls":{"canonical":"https://secwatch.observer/filing/0001527541-23-000028","json":"https://secwatch.observer/filing/0001527541-23-000028.json","markdown":"https://secwatch.observer/filing/0001527541-23-000028.md","text":"https://secwatch.observer/filing/0001527541-23-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1527541/000152754123000028/0001527541-23-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1527541/000152754123000028/whlr-20230518.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-14T19:44:11.901999+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"18c6c6cdd08c2a860324b4059325dbe556b0c99c","claim":"Wheeler Real Estate Investment Trust, Inc. incurred term loan of $53,070,000 with Guggenheim Real Estate, LLC at 6.24% per annum maturing June 10, 2033.","evidence_excerpt":"entered into a Term Loan Agreement (the “Loan Agreement”) with Guggenheim Real Estate, LLC (the “Lender”). Under the Loan Agreement, the Lender agreed to make a loan to the Borrower in the principal amount of $53,070,000 (the “Loan”), with a scheduled maturity date of June 10, 2033","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1527541/000152754123000028/0001527541-23-000028-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$53,070,000"},{"label":"Counterparty","value":"Guggenheim Real Estate, LLC"},{"label":"Rate","value":"6.24% per annum"},{"label":"Maturity","value":"June 10, 2033"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"53fc25cc86299682804a355c673353a4af9ac630","claim":"Wheeler Real Estate Investment Trust, Inc. entered into Term Loan Agreement with Guggenheim Real Estate, LLC valued at $53,070,000 (effective 2023-05-18).","evidence_excerpt":"entered into a Term Loan Agreement (the “Loan Agreement”) with Guggenheim Real Estate, LLC (the “Lender”). Under the Loan Agreement, the Lender agreed to make a loan to the Borrower in the principal amount of $53,070,000","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1527541/000152754123000028/0001527541-23-000028-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Guggenheim Real Estate, LLC"},{"label":"Value","value":"$53,070,000"},{"label":"Effective","value":"2023-05-18"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}