---
schema_version: "secwatch.filing_event.v1"
accession: "0001529274-24-000143"
form_type: "8-K"
ticker: "ALKT"
cik: "0001529274"
company_name: "ALKAMI TECHNOLOGY, INC."
filed_at: "2024-07-02T23:59:59+00:00"
generated_at: "2026-05-31T23:45:50.580919+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Alkami amends credit agreement: revolver increased by $65M to $125M, maturity extended to 2027

## Summary
- Revolving commitment raised $65M to $125M; maturity extended from Apr 2026 to Apr 2027.
- Accordion feature increased from $50M to $100M for additional borrowing if needed.
- New financial covenant: minimum trailing four-quarter free cash flow of $25M.
- After financial covenant trigger date, fixed charge coverage ratio replaced with minimum interest coverage ratio of 3.0x.
- Silicon Valley Bank (First-Citizens) remains administrative agent; fees and expenses paid by borrower.

## SEC filing metadata
- accession: 0001529274-24-000143
- form_type: 8-K
- ticker: ALKT
- cik: 0001529274
- company_name: ALKAMI TECHNOLOGY, INC.
- filed_at: 2024-07-02T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529274/000152927424000143/0001529274-24-000143-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529274/000152927424000143/alk-20240701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001529274-24-000143
- JSON: https://secwatch.observer/filing/0001529274-24-000143.json
- Plain text: https://secwatch.observer/filing/0001529274-24-000143.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.