{"schema_version":"secwatch.filing_event.v1","accession":"0001535929-24-000115","form_type":"8-K","ticker":"VOYA","cik":"0001535929","company_name":"Voya Financial, Inc.","filed_at":"2024-12-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.731278+00:00","generated_at":"2026-05-29T05:36:59.644942+00:00","sec_items":["5.02","7.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Voya Stop Loss loss ratio worsens to 90-105%; Workplace Solutions CEO Grubka to depart","bullets":["Stop Loss loss ratio for Jan 2024 policy year now expected 90-105% (up from 86% at Sep 30), driven by higher claim frequency, notably cancer diagnoses in younger ages.","Premium rate increases on Jan 2025 business expected 20-24%; annualized in-force premiums expected down 10-20% from Jan 2024.","4Q'24 Health Solutions net underwriting gain revised to $(85)M-$140M from prior $180M-$220M.","Robert Grubka, CEO of Workplace Solutions, will depart at end of 2024.","On track to return ~$800M capital in 2024; excess capital in 1Q'25 used for OneAmerica acquisition."],"urls":{"canonical":"https://secwatch.observer/filing/0001535929-24-000115","json":"https://secwatch.observer/filing/0001535929-24-000115.json","markdown":"https://secwatch.observer/filing/0001535929-24-000115.md","text":"https://secwatch.observer/filing/0001535929-24-000115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1535929/000153592924000115/0001535929-24-000115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1535929/000153592924000115/voya-20241206.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T05:36:59.644942+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}