---
schema_version: "secwatch.filing_event.v1"
accession: "0001538263-24-000081"
form_type: "8-K"
ticker: "HTB"
cik: "0001538263"
company_name: "HomeTrust Bancshares, Inc."
filed_at: "2024-07-24T23:59:59+00:00"
generated_at: "2026-05-31T16:53:43.858024+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HomeTrust Q2 net income falls 17.6% to $12.4M; provision for credit losses jumps to $4.3M

## Summary
- Net income $12.4M ($0.73 EPS) vs $15.1M ($0.88 EPS) in prior quarter.
- Provision for credit losses rose to $4.3M from $1.2M, driven by $2.0M specific reserves on equipment finance/SBA loans.
- Net interest margin improved to 4.08% from 4.02%.
- Quarterly dividend maintained at $0.11/share; payable Aug 29, record Aug 15.
- Six-month net income $27.5M ($1.61 EPS) vs $21.8M ($1.30 EPS) year-over-year.

## SEC filing metadata
- accession: 0001538263-24-000081
- form_type: 8-K
- ticker: HTB
- cik: 0001538263
- company_name: HomeTrust Bancshares, Inc.
- filed_at: 2024-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1538263/000153826324000081/0001538263-24-000081-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1538263/000153826324000081/htbi-20240724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001538263-24-000081
- JSON: https://secwatch.observer/filing/0001538263-24-000081.json
- Plain text: https://secwatch.observer/filing/0001538263-24-000081.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.