{"schema_version":"secwatch.filing_event.v1","accession":"0001538263-25-000060","form_type":"8-K","ticker":"HTB","cik":"0001538263","company_name":"HomeTrust Bancshares, Inc.","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.690045+00:00","generated_at":"2026-05-23T06:58:45.852314+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"HomeTrust Q1 net income $14.5M ($0.84 EPS); NIM expands to 4.18%","bullets":["Net income $14.5M ($0.84 diluted EPS) vs $14.2M ($0.83) in prior quarter; ROA 1.33% and ROE 10.52%.","Net interest margin widened to 4.18% from 4.09%; loan yields slipped to 6.25% but funding costs fell more.","Provision for credit losses rose to $1.5M from a benefit of $855K in prior quarter; ACL at 1.23% of loans.","Quarterly cash dividend maintained at $0.12/share; payable May 29, 2025 to holders of record May 15.","Nonperforming assets eased to 0.61% of total assets; annualized net charge-offs improved to 0.14%."],"urls":{"canonical":"https://secwatch.observer/filing/0001538263-25-000060","json":"https://secwatch.observer/filing/0001538263-25-000060.json","markdown":"https://secwatch.observer/filing/0001538263-25-000060.md","text":"https://secwatch.observer/filing/0001538263-25-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538263/000153826325000060/0001538263-25-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538263/000153826325000060/htbi-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:58:45.852314+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}