---
schema_version: "secwatch.filing_event.v1"
accession: "0001538263-25-000060"
form_type: "8-K"
ticker: "HTB"
cik: "0001538263"
company_name: "HomeTrust Bancshares, Inc."
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T06:58:45.852314+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# HomeTrust Q1 net income $14.5M ($0.84 EPS); NIM expands to 4.18%

## Summary
- Net income $14.5M ($0.84 diluted EPS) vs $14.2M ($0.83) in prior quarter; ROA 1.33% and ROE 10.52%.
- Net interest margin widened to 4.18% from 4.09%; loan yields slipped to 6.25% but funding costs fell more.
- Provision for credit losses rose to $1.5M from a benefit of $855K in prior quarter; ACL at 1.23% of loans.
- Quarterly cash dividend maintained at $0.12/share; payable May 29, 2025 to holders of record May 15.
- Nonperforming assets eased to 0.61% of total assets; annualized net charge-offs improved to 0.14%.

## SEC filing metadata
- accession: 0001538263-25-000060
- form_type: 8-K
- ticker: HTB
- cik: 0001538263
- company_name: HomeTrust Bancshares, Inc.
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1538263/000153826325000060/0001538263-25-000060-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1538263/000153826325000060/htbi-20250424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001538263-25-000060
- JSON: https://secwatch.observer/filing/0001538263-25-000060.json
- Plain text: https://secwatch.observer/filing/0001538263-25-000060.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.