{"schema_version":"secwatch.filing_event.v1","accession":"0001538716-24-000022","form_type":"8-K","ticker":"OPRT","cik":"0001538716","company_name":"Oportun Financial Corp","filed_at":"2024-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.550478+00:00","generated_at":"2026-06-06T02:18:58.570991+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Oportun closes $200M asset-backed securitization with four note classes","bullets":["Issued $200M in fixed-rate notes secured by installment loans; weighted avg coupon 8.434%.","Class A notes rated AA- (coupon 6.334%), Class B A- (6.546%), Class C BBB- (7.421%), Class D BB- (12.072%).","Initial purchasers: Morgan Stanley (structuring agent), Goldman Sachs, JPMorgan, Jefferies.","CFO cites investor confidence in loan credit quality; proceeds to enhance profitability."],"urls":{"canonical":"https://secwatch.observer/filing/0001538716-24-000022","json":"https://secwatch.observer/filing/0001538716-24-000022.json","markdown":"https://secwatch.observer/filing/0001538716-24-000022.md","text":"https://secwatch.observer/filing/0001538716-24-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538716/000153871624000022/0001538716-24-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538716/000153871624000022/oprt-20240213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T02:18:58.570991+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"de118fdd1d5157a790c3aa8d2a80377664cedbf8","claim":"Oportun Financial Corp entered into 2024-1 Indenture with Wilmington Trust, National Association valued at $199.5 million (effective 2024-02-13).","evidence_excerpt":"The Notes were issued pursuant to the Indenture dated as of February 13, 2024 (the “2024-1 Indenture”) entered into between the Issuer and Wilmington Trust, National Association, as indenture trustee, as securities intermediary and as depositary bank.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1538716/000153871624000022/0001538716-24-000022-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"Wilmington Trust, National Association"},{"label":"Value","value":"$199.5 million"},{"label":"Effective","value":"2024-02-13"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}