{"schema_version":"secwatch.filing_event.v1","accession":"0001538716-24-000144","form_type":"8-K","ticker":"OPRT","cik":"0001538716","company_name":"Oportun Financial Corp","filed_at":"2024-11-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.739599+00:00","generated_at":"2026-05-29T19:43:15.978635+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Oportun increases borrowing capacity on personal loan warehouse facility to ~$429M","bullets":["Oportun PLW Trust, a subsidiary, amended its Loan and Security Agreement on November 22, 2024.","Borrowing capacity raised to approximately $429.03 million.","Borrowings will bear interest at Term SOFR plus a weighted average spread of 3.35%.","Amendment involves Wilmington Trust as collateral agent and various lenders.","No immediate draw; facility enhances liquidity for personal loan origination."],"urls":{"canonical":"https://secwatch.observer/filing/0001538716-24-000144","json":"https://secwatch.observer/filing/0001538716-24-000144.json","markdown":"https://secwatch.observer/filing/0001538716-24-000144.md","text":"https://secwatch.observer/filing/0001538716-24-000144.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538716/000153871624000144/0001538716-24-000144-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538716/000153871624000144/oprt-20241122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T19:43:15.978635+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}