{"schema_version":"secwatch.filing_event.v1","accession":"0001538716-25-000003","form_type":"8-K","ticker":"OPRT","cik":"0001538716","company_name":"Oportun Financial Corp","filed_at":"2025-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.945428+00:00","generated_at":"2026-05-27T23:57:58.366298+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Oportun closes $425M ABS securitization, 7x oversubscribed, yield down 127 bps","bullets":["Issued $425.1M asset-backed notes secured by personal installment loans, five fixed-rate tranches.","Weighted average yield 6.95% and coupon 6.15%; Class A rated AA- by KBRA.","Deal over seven times oversubscribed; yield 127 bps lower than Aug 2024 ABS.","Since June 2023, Oportun has raised ~$2.8B via securitizations, whole loan sales, and warehouses.","Deutsche Bank (structuring), Goldman Sachs, and Jefferies acted as co-leads."],"urls":{"canonical":"https://secwatch.observer/filing/0001538716-25-000003","json":"https://secwatch.observer/filing/0001538716-25-000003.json","markdown":"https://secwatch.observer/filing/0001538716-25-000003.md","text":"https://secwatch.observer/filing/0001538716-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000003/0001538716-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000003/oprt-20250116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T23:57:58.366298+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}