{"schema_version":"secwatch.filing_event.v1","accession":"0001538716-25-000007","form_type":"8-K","ticker":"OPRT","cik":"0001538716","company_name":"Oportun Financial Corp","filed_at":"2025-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.945632+00:00","generated_at":"2026-05-26T22:51:52.699172+00:00","sec_items":["2.02","5.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Oportun returns to GAAP profitability in Q4 2024; raises FY2025 adjusted EPS guide","bullets":["Q4 net income $9M vs loss of $42M YoY; total revenue $251M (-5% YoY).","Adjusted EBITDA $41M, up 315% YoY; operating expenses down 31% to $89M.","FY2025 adjusted EPS guidance raised to $1.10-$1.30 (53-81% growth).","CFO Jonathan Coblentz to retire March 28, 2025; Casey Mueller named interim CFO."],"urls":{"canonical":"https://secwatch.observer/filing/0001538716-25-000007","json":"https://secwatch.observer/filing/0001538716-25-000007.json","markdown":"https://secwatch.observer/filing/0001538716-25-000007.md","text":"https://secwatch.observer/filing/0001538716-25-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/0001538716-25-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/oprt-20250207.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:51:52.699172+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2c569ce504","claim":"Casey Mueller was appointed as Interim Chief Financial Officer at Oportun Financial Corp.","evidence_excerpt":"Mr. Coblentz will continue in his CFO and CAO roles until March 28th to support a smooth transition to Casey Mueller, the Company’s Principal Accounting Officer and Global Controller, who, following Mr. Coblentz’s departure will serve as interim CFO.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/0001538716-25-000007-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Interim Chief Financial Officer"}],"fact_type":"executive_change"},{"claim_id":"541e9ec93e","claim":"Jonathan Coblentz departed as Chief Financial Officer and Chief Administrative Officer at Oportun Financial Corp.","evidence_excerpt":"On February 7, 2025, Mr. Jonathan Coblentz notified the Company that effective March 28, 2025, he plans to retire from his role as Chief Financial Officer (“CFO”) and Chief Administrative Officer (“CAO”) of the Company.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/0001538716-25-000007-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"retire"},{"label":"Role","value":"Chief Financial Officer and Chief Administrative Officer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}