---
schema_version: "secwatch.filing_event.v1"
accession: "0001538716-25-000007"
form_type: "8-K"
ticker: "OPRT"
cik: "0001538716"
company_name: "Oportun Financial Corp"
filed_at: "2025-02-12T23:59:59+00:00"
generated_at: "2026-05-26T22:51:52.699172+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Oportun returns to GAAP profitability in Q4 2024; raises FY2025 adjusted EPS guide

## Summary
- Q4 net income $9M vs loss of $42M YoY; total revenue $251M (-5% YoY).
- Adjusted EBITDA $41M, up 315% YoY; operating expenses down 31% to $89M.
- FY2025 adjusted EPS guidance raised to $1.10-$1.30 (53-81% growth).
- CFO Jonathan Coblentz to retire March 28, 2025; Casey Mueller named interim CFO.

## SEC filing metadata
- accession: 0001538716-25-000007
- form_type: 8-K
- ticker: OPRT
- cik: 0001538716
- company_name: Oportun Financial Corp
- filed_at: 2025-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/0001538716-25-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/oprt-20250207.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001538716-25-000007
- JSON: https://secwatch.observer/filing/0001538716-25-000007.json
- Plain text: https://secwatch.observer/filing/0001538716-25-000007.txt

## Key facts
- Executive change
  Casey Mueller was appointed as Interim Chief Financial Officer at Oportun Financial Corp.
  - Action: appointed
  - Role: Interim Chief Financial Officer
  source text: Mr. Coblentz will continue in his CFO and CAO roles until March 28th to support a smooth transition to Casey Mueller, the Company’s Principal Accounting Officer and Global Controller, who, following Mr. Coblentz’s departure will serve as interim CFO.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/0001538716-25-000007-index.htm
- Executive change
  Jonathan Coblentz departed as Chief Financial Officer and Chief Administrative Officer at Oportun Financial Corp.
  - Action: retire
  - Role: Chief Financial Officer and Chief Administrative Officer
  source text: On February 7, 2025, Mr. Jonathan Coblentz notified the Company that effective March 28, 2025, he plans to retire from his role as Chief Financial Officer (“CFO”) and Chief Administrative Officer (“CAO”) of the Company.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1538716/000153871625000007/0001538716-25-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.