{"schema_version":"secwatch.filing_event.v1","accession":"0001538716-25-000028","form_type":"8-K","ticker":"OPRT","cik":"0001538716","company_name":"Oportun Financial Corp","filed_at":"2025-04-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.692914+00:00","generated_at":"2026-05-23T23:37:31.251605+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Oportun closes $187.5M personal loan warehouse facility; total capacity now $954M","bullets":["New warehouse facility has a two-year term, borrowing capacity of $187.5M, and advance rate of 95% (92% under certain triggers).","Borrowings accrue interest at up to Term SOFR plus weighted average spread of 3.34%.","Lenders include Natixis Corporate & Investment Banking (senior) and Neuberger Berman (mezzanine).","Facility collateralized by Oportun's unsecured and secured personal loan originations.","Increases total committed warehouse capacity from ~$766.5M to $954M."],"urls":{"canonical":"https://secwatch.observer/filing/0001538716-25-000028","json":"https://secwatch.observer/filing/0001538716-25-000028.json","markdown":"https://secwatch.observer/filing/0001538716-25-000028.md","text":"https://secwatch.observer/filing/0001538716-25-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000028/0001538716-25-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000028/oprt-20250402.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T23:37:31.251605+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}