secwatch.observer — SEC 8-K summary
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Issuer:     Oportun Financial Corp (OPRT)
CIK:        0001538716
Form:       8-K
Filed at:   2025-05-08T23:59:59+00:00
Accession:  0001538716-25-000040
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Oportun Q1 GAAP net income $9.8M, EPS $0.21; adj. EPS $0.40
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- GAAP net income of $9.8M vs ($26M) loss YoY; diluted EPS $0.21 vs ($0.68).
- Adjusted EPS $0.40 vs $0.09 YoY; adjusted net income $19M vs $3.6M.
- Revenue $236M (down 6% YoY); operating expenses $93M down 15% YoY.
- Guidance: FY2025 adj. EPS reiterated $1.10-$1.30; loan growth moderated to ~10%.
- ROE improved to 11%; adjusted ROE 21% (up 17 ppts YoY).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1538716/000153871625000040/0001538716-25-000040-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1538716/000153871625000040/oprt-20250508.htm
  HTML page:      https://secwatch.observer/filing/0001538716-25-000040

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer