{"schema_version":"secwatch.filing_event.v1","accession":"0001538716-25-000045","form_type":"8-K","ticker":"OPRT","cik":"0001538716","company_name":"Oportun Financial Corp","filed_at":"2025-06-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.693761+00:00","generated_at":"2026-05-19T21:48:11.714396+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Oportun closes $439M ABS notes; first AAA rating, yield down 128 bps vs Jan","bullets":["Issued $439M two-year asset-backed notes across five classes; weighted avg yield 5.67%.","Weighted avg yield 128 bps lower than the prior January ABS transaction.","First AAA rating from Fitch on the Class A notes (AAA, AA-, A-, BBB-, BB-).","Class A coupon 4.88%; Class E priced at 98.95% with 9.40% coupon.","Interim CFO cites milestone as recognition of business strength and investor demand."],"urls":{"canonical":"https://secwatch.observer/filing/0001538716-25-000045","json":"https://secwatch.observer/filing/0001538716-25-000045.json","markdown":"https://secwatch.observer/filing/0001538716-25-000045.md","text":"https://secwatch.observer/filing/0001538716-25-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000045/0001538716-25-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000045/oprt-20250605.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-19T21:48:11.714396+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}