{"schema_version":"secwatch.filing_event.v1","accession":"0001538716-25-000098","form_type":"8-K","ticker":"OPRT","cik":"0001538716","company_name":"Oportun Financial Corp","filed_at":"2025-10-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.684569+00:00","generated_at":"2026-05-17T04:55:40.265210+00:00","sec_items":["1.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Oportun amends Pathward program; to purchase $115M loan portfolio, simplify structure","bullets":["Pathward to stop retaining Oportun loans by Feb 2026; Oportun to purchase 100% of new loans from Oct 1, 2025.","Initial purchase of existing retained portfolio (~$115M) expected to close Oct 3, 2025.","Oportun expects to use existing warehouse facilities to fund the purchase.","Amendment eliminates derivative accounting associated with program agreement.","Subsequent purchases of remaining Pathward-held loans through Feb 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001538716-25-000098","json":"https://secwatch.observer/filing/0001538716-25-000098.json","markdown":"https://secwatch.observer/filing/0001538716-25-000098.md","text":"https://secwatch.observer/filing/0001538716-25-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000098/0001538716-25-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1538716/000153871625000098/oprt-20250926.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T04:55:40.265210+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}