---
schema_version: "secwatch.filing_event.v1"
accession: "0001538716-26-000007"
form_type: "8-K"
ticker: "OPRT"
cik: "0001538716"
company_name: "Oportun Financial Corp"
filed_at: "2026-02-10T23:59:59+00:00"
generated_at: "2026-05-16T03:34:41.517039+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Oportun issues $485M ABS notes at 5.32% yield, repays $70M corporate debt in 2025

## Summary
- Issued $485M of two-year revolving fixed-rate asset-backed notes secured by installment loans.
- Weighted average yield 5.32%; coupon 5.25% — 45 bps lower than Oct 2025 ABS transaction.
- Classes rated by Fitch: A (AAA), B (AA-), C (A-), D (BBB-), E (BB-).
- Repaid $70M of corporate debt in 2025, including $37.5M in Q4.
- Over $1.9B capital raised via ABS in 9 months at sub-6% yields.

## SEC filing metadata
- accession: 0001538716-26-000007
- form_type: 8-K
- ticker: OPRT
- cik: 0001538716
- company_name: Oportun Financial Corp
- filed_at: 2026-02-10T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000007/0001538716-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000007/oprt-20260209.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001538716-26-000007
- JSON: https://secwatch.observer/filing/0001538716-26-000007.json
- Plain text: https://secwatch.observer/filing/0001538716-26-000007.txt

## Source-grounded claims
- claim_id: 39eeb783495c01931c21b4f05b7be84e583cf741
  claim: Oportun Financial Corp incurred senior notes of $485 million at a weighted average coupon of 5.25% per annum maturing two years from the closing date.
  evidence_excerpt: On February 9, 2026, Oportun Financial Corporation's (the “Company”) subsidiary, Oportun Issuance Trust 2026-A (the “Issuer”), issued approximately $485 million of two-year revolving fixed rate asset-backed notes (the “Notes”), secured by a pool of its unsecured and secured personal installment loans (the “2026-A Securitization”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000007/0001538716-26-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.