---
schema_version: "secwatch.filing_event.v1"
accession: "0001538716-26-000037"
form_type: "8-K"
ticker: "OPRT"
cik: "0001538716"
company_name: "Oportun Financial Corp"
filed_at: "2026-05-07T23:59:59+00:00"
generated_at: "2026-05-14T21:40:12.561928+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Oportun Q1 GAAP net income $2.3M ($0.05 EPS); revenue $229M, down 3% YoY

## Summary
- GAAP net income of $2.3M vs $10M in Q1 2025; diluted EPS $0.05 vs $0.21.
- Adjusted net income $10M, adjusted diluted EPS $0.21; Adjusted EBITDA $29M.
- Total revenue $229M, down from $236M in prior-year quarter.
- Full-year 2026 adjusted EPS guidance reaffirmed at $1.50-$1.65 (16% YoY growth at midpoint).
- CEO Doug Bland notes sixth consecutive quarter of GAAP profitability; plans to ramp originations.

## SEC filing metadata
- accession: 0001538716-26-000037
- form_type: 8-K
- ticker: OPRT
- cik: 0001538716
- company_name: Oportun Financial Corp
- filed_at: 2026-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000037/0001538716-26-000037-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000037/oprt-20260507.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001538716-26-000037
- JSON: https://secwatch.observer/filing/0001538716-26-000037.json
- Plain text: https://secwatch.observer/filing/0001538716-26-000037.txt

## Source-grounded claims
- claim_id: 9f53ebd613372dd09582fb16bdd83731cebd2530
  claim: Oportun Financial Corp reported first quarter ended March 31, 2026 results: revenue $229, net income $2.3, EPS $0.05. Guidance reaffirmed.
  evidence_excerpt: guidance of $1.50 to $1.65 continues to reflect 16% year-over-year growth at the midpoint.” First Quarter 2026 Results Metric GAAP Adjusted 1 1Q26 1Q25 1Q26 1Q25 Total revenue $229 $236 Net income $2.3 $10 $10 $19 Diluted EPS $0.05 $0.21 $0.21 $0.40 Adjusted EBITDA $29 $34 Dollars in millions, except per share amounts. 1 See the section entitled “
  evidence_url: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000037/0001538716-26-000037-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.