secwatch.observer — SEC 8-K summary
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Issuer:     Oportun Financial Corp (OPRT)
CIK:        0001538716
Form:       8-K
Filed at:   2026-05-07T23:59:59+00:00
Accession:  0001538716-26-000037
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Oportun Q1 GAAP net income $2.3M ($0.05 EPS); revenue $229M, down 3% YoY
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- GAAP net income of $2.3M vs $10M in Q1 2025; diluted EPS $0.05 vs $0.21.
- Adjusted net income $10M, adjusted diluted EPS $0.21; Adjusted EBITDA $29M.
- Total revenue $229M, down from $236M in prior-year quarter.
- Full-year 2026 adjusted EPS guidance reaffirmed at $1.50-$1.65 (16% YoY growth at midpoint).
- CEO Doug Bland notes sixth consecutive quarter of GAAP profitability; plans to ramp originations.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1538716/000153871626000037/0001538716-26-000037-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1538716/000153871626000037/oprt-20260507.htm
  HTML page:      https://secwatch.observer/filing/0001538716-26-000037

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer