{"schema_version":"secwatch.filing_event.v1","accession":"0001539638-25-000019","form_type":"8-K","ticker":"TFIN","cik":"0001539638","company_name":"Triumph Financial, Inc.","filed_at":"2025-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.688182+00:00","generated_at":"2026-05-17T03:43:49.669482+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Triumph Financial Q3 net income $0.9M ($0.04 EPS); announces $30M buyback","bullets":["Net income to common stockholders of $0.9M ($0.04 diluted EPS) for Q3 2025; non-core expenses of $4.4M primarily for restructuring.","Payments revenue grew 7.4% QoQ to $18.5M; EBITDA margin improved to 16.8% and segment recorded first positive pretax operating income.","Board authorized $30M share repurchase program; management expects to use earnings for buybacks at current share price.","Total transportation revenue grew 3.7% QoQ; factoring revenue down 2.7% QoQ; credit exposure to Tricolor considered adequately secured.","Total expenses reduced ~5% in Q3; projected Q4 expenses of $96.5M (4.5% below adjusted Q2 run rate)."],"urls":{"canonical":"https://secwatch.observer/filing/0001539638-25-000019","json":"https://secwatch.observer/filing/0001539638-25-000019.json","markdown":"https://secwatch.observer/filing/0001539638-25-000019.md","text":"https://secwatch.observer/filing/0001539638-25-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1539638/000153963825000019/0001539638-25-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1539638/000153963825000019/tfin-20251015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:43:49.669482+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}