{"schema_version":"secwatch.filing_event.v1","accession":"0001539638-26-000004","form_type":"8-K","ticker":"TFIN","cik":"0001539638","company_name":"Triumph Financial, Inc.","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.378848+00:00","generated_at":"2026-05-16T07:56:11.965032+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Triumph Financial Q4 2025 EPS $0.77; adds J.B. Hunt to network; targets 20% revenue growth","bullets":["Net income $18.4M, diluted EPS $0.77; includes $14.3M gains from asset sales and $9.5M credit recovery.","Transportation revenue grew 4.1% QoQ; Payments revenue run rate $74.5M, Factoring purchased volume $3.1B up 4.1%.","Network adds BlueGrace and J.B. Hunt; now serves 67 of top 100 freight brokers, 8 of top 10.","Goal: 20% transportation revenue growth over 4 quarters, expenses flat at $96.5M quarterly run-rate by Q4 2026.","LoadPay surpasses 6,000 accounts; goal to triple revenue in 2026 from $1.5M annualized run rate."],"urls":{"canonical":"https://secwatch.observer/filing/0001539638-26-000004","json":"https://secwatch.observer/filing/0001539638-26-000004.json","markdown":"https://secwatch.observer/filing/0001539638-26-000004.md","text":"https://secwatch.observer/filing/0001539638-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1539638/000153963826000004/0001539638-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1539638/000153963826000004/tfin-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:56:11.965032+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}