---
schema_version: "secwatch.filing_event.v1"
accession: "0001539638-26-000004"
form_type: "8-K"
ticker: "TFIN"
cik: "0001539638"
company_name: "Triumph Financial, Inc."
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T07:56:11.965032+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Triumph Financial Q4 2025 EPS $0.77; adds J.B. Hunt to network; targets 20% revenue growth

## Summary
- Net income $18.4M, diluted EPS $0.77; includes $14.3M gains from asset sales and $9.5M credit recovery.
- Transportation revenue grew 4.1% QoQ; Payments revenue run rate $74.5M, Factoring purchased volume $3.1B up 4.1%.
- Network adds BlueGrace and J.B. Hunt; now serves 67 of top 100 freight brokers, 8 of top 10.
- Goal: 20% transportation revenue growth over 4 quarters, expenses flat at $96.5M quarterly run-rate by Q4 2026.
- LoadPay surpasses 6,000 accounts; goal to triple revenue in 2026 from $1.5M annualized run rate.

## SEC filing metadata
- accession: 0001539638-26-000004
- form_type: 8-K
- ticker: TFIN
- cik: 0001539638
- company_name: Triumph Financial, Inc.
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1539638/000153963826000004/0001539638-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1539638/000153963826000004/tfin-20260126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001539638-26-000004
- JSON: https://secwatch.observer/filing/0001539638-26-000004.json
- Plain text: https://secwatch.observer/filing/0001539638-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.