earnings
confidence high
sentiment positive
materiality 0.80
Triumph Financial Q2 2026 EPS $0.44; Factoring volume up 43% YoY; invoice prices surge
Triumph Financial, Inc.
- Net income $10.6M ($0.44 diluted EPS); non-core items reduced EPS by $0.13; efficiency initiatives ongoing.
- Factoring purchased volume $4.1B (+43% YoY); avg invoice $2,160 (+30% YoY); operating margin 39.4% near target.
- Payments revenue $22.3M (+29% YoY); EBITDA margin 25.7% (ex-LoadPay 34.0%); LoadPay accounts exceed 10,000.
- Intelligence revenue flat at $2.4M QoQ; gross margin 84.7%; new products and freight indices launched.
- Management sees structural freight market shift; $100 invoice price change impacts pretax income ~$7M annually.