Sound Financial Q3 net income $2.6M ($0.98 EPS), up from $2.3M YoY; declares $0.17 dividend

Sound Financial Bancorp, Inc.

2021-Q3 EPS reported $2.76

Net income $2.6M ($0.98 diluted EPS) vs $2.3M ($0.90) in Q3 2020, up 15.2% QoQ.
Net interest margin 3.74% vs 3.36% prior quarter and 3.27% year ago.
Loans held-for-portfolio grew $27.9M QoQ to $667.6M, offset by $24.3M PPP forgiveness.
Nonperforming assets rose 73.3% to $3.7M, driven by $1.5M increase in one-to-four family loans.
Quarterly cash dividend $0.17/share, payable Nov 24 to holders of record Nov 10.

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