earnings
confidence high
sentiment positive
materiality 0.65
Sound Financial Q4 EPS $1.12 beats prior quarter $0.97; declares $0.17 dividend
Sound Financial Bancorp, Inc.
2022-FY EPS reported
$3.35
- Net income $2.9M, diluted EPS $1.12, vs $2.5M ($0.97) in Q3 2022 and $1.9M ($0.70) in Q4 2021.
- Net interest margin 4.05% (annualized), net interest income up 25.6% YoY to $9.7M.
- Loans held-for-portfolio grew 26.2% YoY to $866.0M; total deposits down 0.8% sequentially to $808.8M.
- Board declared $0.17 per share cash dividend, payable Feb 23, 2023, record Feb 9, 2023.
- Nonperforming loans rose to $2.96M from $2.49M in Q3; provision for loan losses $125K.