{"schema_version":"secwatch.filing_event.v1","accession":"0001541119-23-000020","form_type":"8-K","ticker":"SFBC","cik":"0001541119","company_name":"Sound Financial Bancorp, Inc.","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.332012+00:00","generated_at":"2026-06-16T16:14:33.940747+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Sound Financial Q1 net income $2.2M ($0.83 EPS); dividend raised to $0.19/share","bullets":["Net income $2.2M, $0.83 diluted EPS vs $2.9M ($1.12) in Q4 2022 and $1.7M ($0.65) in Q1 2022.","Total assets surpassed $1.00B, up 2.9% from $976.4M at year-end 2022.","Deposits increased $32.9M to $841.6M; borrowings decreased $14.4M to $56.6M average.","Nonperforming assets fell 48.4% to $1.9M; allowance for credit losses to loans 1.07%.","Quarterly dividend raised to $0.19 from $0.17, payable May 24 to holders of record May 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001541119-23-000020","json":"https://secwatch.observer/filing/0001541119-23-000020.json","markdown":"https://secwatch.observer/filing/0001541119-23-000020.md","text":"https://secwatch.observer/filing/0001541119-23-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1541119/000154111923000020/0001541119-23-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1541119/000154111923000020/sfbc-20230424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T16:14:33.940747+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1e2aa2c496e073d4de7df5c07ab5218616a6dc29","claim":"Sound Financial Bancorp, Inc. reported the quarter ended March 31, 2023 results: net income $2.2 million, EPS $0.83 diluted earnings per share.","evidence_excerpt":"Sound Financial Bancorp, Inc. (Nasdaq: SFBC), the holding company (the \"Company\") for Sound Community Bank (the \"Bank\"), today reported net income of $2.2 million for the quarter ended March 31, 2023, or $0.83 diluted earnings per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1541119/000154111923000020/0001541119-23-000020-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$2.2 million"},{"label":"EPS","value":"$0.83 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}