Sound Financial Q1 net income $1.2M ($0.45 EPS), NIM expands to 3.25%, declares $0.19 dividend

Sound Financial Bancorp, Inc.

2025-Q1 EPS reported $0.45

Net income of $1.2M ($0.45 diluted EPS) vs $1.9M ($0.74) in Q4 2024 and $770K ($0.30) in Q1 2024.
Net interest margin improved 12 bps to 3.25% from 3.13% in Q4 2024; NII up 8.2% YoY to $8.1M.
Loans held-for-portfolio fell $13.9M to $886.2M; deposits rose $72.5M to $910.3M QoQ.
Nonperforming loans rose $2.2M to $9.7M (1.09% of loans); one $988K CRE loan repaid post-quarter.
Declared $0.19 per share cash dividend, payable May 23, 2025 to holders of record May 9, 2025.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.