Sound Financial Q2 net income $2.1M ($0.79 EPS), up from $0.45 prior quarter; dividend $0.19

Sound Financial Bancorp, Inc.

2025-Q2 EPS reported $1.24

Net income $2.1M, diluted EPS $0.79 vs $0.45 Q1 2025 and $0.31 Q2 2024.
NIM improved to 3.67% from 3.25% QoQ; net interest income $9.3M, up 14.7%.
Nonperforming loans fell 65% to $3.4M; three of four largest nonaccruals resolved.
Loans held-for-portfolio grew 2% to $904.3M; provision of $170k recorded.
Dividend $0.19/share declared, payable Aug 25, 2025 to holders Aug 11.

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