Sound Financial Q1 net income $1.6M ($0.61 EPS); NIM expands to 3.49%

Sound Financial Bancorp, Inc.

2026-Q1 EPS reported $0.61

Net income $1.6M, diluted EPS $0.61, down from $2.2M ($0.87) in Q4 2025 but up from $1.2M ($0.45) a year ago.
Net interest income $9.0M (+4.4% QoQ, +12.1% YoY); NIM 3.49% vs 3.36% Q4 and 3.25% Q1 2025.
Loans $921.5M (+1.8% QoQ, +4.0% YoY); deposits $968.5M (+2.1% QoQ, +6.4% YoY).
NPAs increased to $7.5M (0.67% of assets) from $6.1M at Q4; provision for credit losses $123k vs $104k Q4 and release of $203k YoY.
Declared $0.21/share dividend payable May 26 to holders of record May 11.

item 2.02 item 8.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Sound Financial Bancorp, Inc. reported the first quarter ended March 31, 2026 results: net income net income of $1.6 million, EPS $0.61 diluted earnings per share.

Period: the first quarter ended March 31, 2026
Net income: net income of $1.6 million
EPS: $0.61 diluted earnings per share
Result: reported results

Exact text from the filing

WA, April 28, 2026 — Sound Financial Bancorp, Inc. (the "Company") (Nasdaq: SFBC), the holding company for Sound Community Bank (the "Bank"), today reported net income of $1.6 million for the quarter ended March 31, 2026, or $0.61 diluted earnings per share, compared to net income of $2.2 million, or $0.87 diluted earnings per share, for the quarter ended

View on SEC.gov

1436 earnings releases filed in the last 30 days. Browse all earnings releases →

Sound Financial Bancorp, Inc. filing history →

Source: SEC EDGAR

accession 0001541119-26-000016

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.